School View, North Wingfield, Chesterfield, S42

WELL APPOINTED BUNGALOW - 25% SHARED OWNERSHIP - TWO GOOD SIZED BEDROOMS - OVER 60 AGE RESTRICTION

Tucked away up this popular cul-de-sac is this delightful end terraced bungalow which presents a superb opportunity for those seeking an affordable home. Built in 2008, this property boasts a modern design and is perfect for those looking to downsize.

The bungalow features two generously sized bedrooms, providing ample space for relaxation and rest. The modern kitchen is well-equipped, while the bathroom offers a comfortable and stylish space for your daily routines. The inviting reception room serves as a perfect gathering space.

This property is only available to people over the age of 55 and is being sold on a 25% shared ownership scheme, allowing you to own a proportion of the home while renting the remaining part, making it an accessible option for many. Additionally, the absence of a chain means a smoother transition into your new home.

With its appealing features and convenient location, this bungalow is a wonderful opportunity to secure a lovely home in a friendly community.

General

Gas central heating (Vaillant ecoTEC Sustain boiler)uPVC double glazed sealed units throughout25% shared equityWheelchair accessibleGross internal floor area - 59.7 sq m/642 sq ftCouncil Tax Band - ATenure - LeaseholdSecondary School Catchment Area - Tupton Hall School

Shared Ownership

Shared ownership is a great way to get on the property ladder, or to continue your journey as a home owner. It is a part-buy, part-rent scheme designed to help people who are not in a position to buy a home outright on the open market. Shared ownership allows you to buy a share of a home through cash or a mortgage and make rent repayments on the rest, with the opportunity to increase your share over time. You can progress to full ownership in most homes.Buying a percentage means your deposit and mortgage repayments will be much smaller than usual. You should be able to put down at least 5-10% deposit on the share of the property you re interested in, plus have money set aside for things like removals and legal fees. You can buy with a partner, friend or sibling but you don t need to. Your household income will need to be under ?80,000 a year and you must not be able to purchase a suitable property on the open market. You must also have no mortgage or ownership commitments with any other property whilst owning one of ours. If you make an offer on this property, you will have to be approved by ACIS Housing who will assess your application and undertake financial affordability checks. With a 25% purchase, the rent that will need to be paid to ACIS Housing would be ?362.66 per month.If you want to buy more shares over time, you can. This is called staircasing . So, as you get more shares, you ll pay less in rent as a result.

Entrance Hall

With two built-in cupboards, one of which houses the Vaillant ecoTEC Sustain boiler.

Bedroom Two

A dual aspect front facing bedroom.

Living Room

A front facing bedroom.

Master Bedroom

A rear facing double bedroom.

Bathroom

Having a panelled bath with mixer shower over and glass shower screen, pedestal wash hand basin and low flush WC.Part tiled walls.Vinyl flooring.

Kitchen Diner

Having a fitted range of beech effect wall and base units with a complimentary matching work surface and a one bowl stainless steel sink with mixer tap.There is an integrated fridge freezer and washing machine, oven and four ring gas hob with extractor above.Stainless steel splashback.Tiled flooring.A door to the rear gives access to..

Outside

To the front there are railings and a paved path leading to the front door.To the rear, there is a small enclosed low maintenance garden with paved patio and artificial turf.There is a shed and an allocated off street parking space.There is also access to communal gardens.

Leasehold

The property is understood to be leasehold tenure, with 84 years unexpired term. We are not aware of any ground rents or service charges applicable beyond the rent charge on the 75% share noted above.We believe the monthly rent to be ?362.66 per month. These charges will be in addition to any mortgage costs on the purchased share.