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£165,000

Calthorpe Road, Banbury, OX16

  • 2 beds
Flat

£165,000

  • 2 beds
Flat
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Estimate monthly mortgage payment:

£753 per month

Minimum deposit amount:

£8,250
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No onward chain for this top floor flat is located in Banbury town center with allocated parking.

The property benefits from having share of freehold with 25% to each of the four owners in the building set up on a new lease of 999 years.

The apartment enjoys a top floor location and has an open plan kitchen / living area, bathroom having bath with shower over and two double bedrooms - both spacious with a very large master and a second double.?

The apartment has lots of light coming in being top floor with high ceilings and an attractive outlook to pleasant views to both the front and rear.

There is allocated parking to the rear of the property and the apartment short is walking distance to both the town center and rail station.

The service charges are very low and maintenance costs are split between the four owners when needed.

Please see vendor note regarding the lease and maintenance:

The 4 flat owners are all directors of the freehold company so effectively own 25% of the freehold meaning it is just a formality and legal work to increase the lease length. Lease was granted in 1980 for 120 years. The owners are in the process of amending the lease to 999 years.

Common areas are shared as per the lease. The owners are jointly responsible for stairwell, roof, the 2 metal staircases and the front and rear pathways. the front and rear garden areas belong to lower ground and ground flats.

Buildings insurance is covered by the service charge.

Any work is paid from within sink fund and topped up shared as stated within the lease. There has never been an issue with anyone not paying their share.

The building is believe to have been built 1857.

No onward chain.

Council tax band: A, Tenure: Share of freehold, Annual service charge: �720, EPC rating: D

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