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£143,750

The Willows, BD20

  • 3 beds
Terraced house
Under offer/SSTC

£143,750

  • 3 beds
Terraced house
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Estimate monthly mortgage payment:

£656 per month

Minimum deposit amount:

£7,188
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BRAND NEW 3 BEDROOM HOMES NOW AVAILABLE TO RESERVE

Auxesia Homes is pleased to be offering nine shared ownership properties for sale in collaboration with Skipton Properties at the Willows, Silsden. Our collection of homes includes 3x 3-bedroom houses and 1 and 2-bedroom apartments ready to move in Summer 2024.

The Ashton is a wonderful 3-bedroom terraced property constructed from a beautiful natural stone, cleverly designed for a wide variety of buyers. The front entrance hall leads to a spacious living area next to the open plan kitchen and dining area benefitting from French doors to the turfed rear garden. The first floor comprises two double bedrooms, a third single bedroom and a house bathroom. The property also benefits from two off-street parking spaces.

Silsden in Yorkshire is an idyllic town, enticing residents with its beautiful countryside, historic charm, and the meandering Leeds and Liverpool Canal. The town's picturesque landscapes, dotted with historic buildings, create a serene backdrop for a high quality of life. The canal offers not only a scenic setting but also opportunities for outdoor activities like walking and cycling. Homeowners also benefit from Silsden's proximity to larger cities ensuring easy access for commuters.

The advertised price of £145,000 represents a 50% share of the property. Rent would therefore be payable on the outstanding 50% share, set at 2.75% per annum. Based on a 50% share, rent would equate to an additional £332.29 per month on top of any required mortgage. You may purchase up to 75% of the total property price upfront.

At Auxesia Homes, we believe that public service workers deserve to be given highest priority when searching for a safe, energy efficient home, to buy or rent, in a place that they want to live. To support our mission, our shared ownership properties are offered exclusively for sale to public service workers for the first month of marketing.

What is Shared Ownership?

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. Buy between 25% - 75% of a home normally with a mortgage and a reduced deposit, and pay a low-cost rent on the remaining un-purchased share.

Am I eligible to buy a home with shared ownership?

The eligibility criteria for shared ownership is simple; as long as you don't currently own, or won't own another property when you move into a new home, you're likely to qualify. Your annual household income must not exceed £80,000 and you'll need to have savings to cover typical purchasing costs such as solicitors fees and your mortgage deposit.

Local connection tests also apply meaning you must have a strong connection to the area, being your current residence, immediate family, or work.

To find out more please contact Auxesia Homes's in-house sales team.

**Computer generated images (CGI's) and photography are intended for illustrative purposes only and should be treated as general guidance only**

Tenure: Leasehold (125 years)
Service Charge: £150 per year
Shared Ownership: 50% being sold, £329.42 per month rental payments
Parking options: Off Street
Garden details: Private Garden

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