Chins Field Close, Hayle, Cornwall, TR27

Council tax band: B.

Tenure: Shared ownership.

Offered to the market with a 60% share of ownership is this nicely presented two bedroom mid terraced house. The accommodation comprises an open plan living/kitchen/dining room, entrance porch and cloakroom on the ground floor. On the first floor there are two bedrooms and a family bathroom. Externally there is off road parking for one vehicle. The property is located a short distance from Hayle's shops and amenities and an early appointment to view is highly recommended.

Property additional info

DOUBLE GLAZED DOOR TO:

ENTRANCE PORCH:
Radiator, thermostat.

CLOAKROOM:
Low level w.c., pedestal wash hand basin, double glazed window to the front, radiator.

OPEN PLAN LIVING / KITCHEN / DINING ROOM: 15' 9" x 15' 9" (4.80m x 4.80m)

LIVING / DINING AREA:
Three radiators, double glazed window to the front, cupboard under the stairs.

KITCHEN AREA:
Range of base units with work suface over, inset one and a half bowl sink unit with mixer tap and drainer, plumbing for washing machine, space for freestanding fridge/freezer, electric oven, gas hob and extractor hood over, cupboard housing wall mounted combination boiler, one further wall mounted cupboard, double glazed window to the rear.

STAIRS RISING TO:

FIRST FLOOR LANDING:
Built in cupboard.

BEDROOM ONE: 10' 1" narrowing to 8' 8" x 9' 3" (3.07m - 2.64m x 2.82m)
Built in wardrobe, double glazed window to the front, radiator.

BEDROOM TWO: 10' 4" x 6' 9" plus door recess (3.15m x 2.06m)
Double glazed window to the front, radiator, access to the loft.

BATHROOM:
Panelled bath with mains shower over and glazed screen, low level w.c., pedestal wash hand basin with tiled splashback, radiator, extractor fan, double glazed window to the rear.

OUTSIDE:
The property is accessed via a shared paved pathway with small gravelled area.

PARKING SPACE:
For one vehicle to the rear.

SERVICES:
Mains water, gas, electricity and drainage.

AGENTS NOTE:
We understand from Openreach.com that Ultrafast Full Fibre Broadband (FTTP) should be available to the property.We checked the phone signal with EE which was good.

CHARGES for 2025:
Service Charge £22.60 pcmInsurance £7.86 per annumLease Management Fee £24.76 pcmRent £221.11 pcm

SHARED OWNERSHIP:
The property is available on a leasehold shared ownership basis, the open market value is £230,000 and the ownership of this property is 60% making the purchase price £138,000. Buying criteria as follows:Buyers must be at least 18 years oldBuyers must have a total household income under £80,000Buyers must meet the Homes England affordability and sustainabilityassessments (see the Homes England calculator guidance forfurther information)Buyers are expected to use any savings and assets towards the purchaseof their home. Please contact our office for further details.Buyers in receipt of benefits are eligible for shared ownership providedthey meet the Homes England affordability assessment (not all benefitsare eligible)Self-employed buyers must be able to provide 2-years evidence oftheir incomeShared owners must be first time buyers or do not own another property in the UK or anyother country or have a memorandum of sale for their existing property.Buyers must have good credit history. Please contact our office for further details.Buyers must have a minimum 5% deposit towards the share they are purchasing

DIRECTIONAL NOTE:
From Marshall's Hayle office proceed in an easterly direction turning right before the Copperhouse Inn. Proceed under the viaduct then turn right into Chinsfield Close whereby the property can be found on your right hand side.