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£60,000
Foxglove Way, Hambleton, Selby, YO8
- 3 beds
£60,000
- 3 beds
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Buy with a mortgage
Estimate monthly mortgage payment:
£274 per month
Minimum deposit amount:To get a mortgage for a property you will typically need a minimum of 5% of the property value as a deposit. Our broker will be happy to talk through your options and everything else you need to secure a mortgage
To get a mortgage for a property you will typically need a minimum of 5% of the property value as a deposit. Our broker will be happy to talk through your options and everything else you need to secure a mortgage
£3,000
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A 25% share in this, three bedroomed, mid-terrace, 'Leasehold' house, which is perfect for first-time buyers and small families, in this popular development in Hambleton.
Comprising: Entrance Hall with storage cupboard, Lounge, Kitchen/Diner with French doors, Ground Floor W.C and useful under stairs storage cupboard. Master Bedroom to the front of the property, Bedroom Two to the rear and a family bathroom.
To the front of the property is a strip paved footpath leading to the front entrance door with outside light and allocated parking spaces. To the rear is an enclosed garden with high level timber fencing which is mainly laid to lawn.
Leasehold Particulars: (TBC Years)
Monthly payment to the landlord:
- Rent £458.73
- Service Charge: £14.16
- Total Monthly Payment: £ 472.89
??????To be eligible to purchase 25% share of this home you need to follow the below requirements:
Shared Ownership
Shared Ownership is a home buying scheme where you buy a share, and pay rent to a landlord on the rest of the property.
Shared Ownership is a home buying scheme suitable for if you cannot afford the deposit and mortgage payments for a home that meets your needs.
You will buy a share of the property and pay rent to a landlord, like Thirteen, on the rest.
Buy a share between 10% and 75% of the property's full market value pay rent to the landlord, like Thirteen, for the remaining share usually pay monthly service charges towards the maintenance of communal areas and grounds
Who can apply?
To qualify for our Shared Ownership scheme you will:
be 18 years or older
be a first-time buyer, do not currently own a home, or have an accepted offer (sold subject to contract)
cannot afford all of the required deposits and mortgage payments for a home that meets your needs
have an income of less than £80,000
Have links to the local area
Buying with Shared Ownership
The share of the property you will buy is usually between 25% and 75%. Some Shared Ownership schemes will allow you to buy a 10% share.
Once the share you are buying has been agreed with our advisors based on your affordability, you will pay for it by getting a mortgage to cover the amount of the share, or you can pay for it with savings.
You will need to plan for all the costs needed when buying a home. Costs will include:
a reservation fee
your deposit which will usually be between 5% and 10% of the share you're buying
solicitors' fees
home insurance
and the monthly payments agreed for your mortgage, rent and service charge
You may need to pay stamp duty too.
You can buy more shares in your home in the future or when you circumstances change. This is known as 'staircasing'. When you buy more shares, your rent payment will be less. In some cases, you can eventually own up to 80% of your home.
All customers must view the property and provide all relevant documentation to JP Harll before completing Thirteen Group's online assessment form.
Your estimated purchase costs
Find out how much it will cost to purchase this property.
Stamp Duty tax
These figures are estimates and are provided for guidance only
Stamp Duty Land Tax (SDLT) is a tax you might have to pay if you purchase a property or land. SDLT applies to properties above a certain price threshold. The amount you'll have to pay depends on the property's value and if you already own a property, or have done so in the past. If you are a first-time buyer, or you are purchasing multiple dwellings, you may be eligible for a discount (tax relief).
£0
Mortgage and legal costs:
£999
HomeBuyer Service - Everything you need to purchase this property all in one place
- Mortgage advice and application
- Conveyancing fee
- Homebuyer protection insurance
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